WeLab - Credit Approver - Assistant Manager/ Senior Officer/ Officer - WeLend

Senior Level

Hong Kong

Credit Approver - Assistant Manager/ Senior Officer/ Officer

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About Us

WeLab aims to bring joy to everyone’s financial journey. We strive to improve people’s lives by reinventing financial services through game-changing technology. We put our people first, whether it’s our customers or our employees. As the only homegrown Hong Kong fintech to receive a virtual banking license, we aim to reinvent and redefine the banking experience by building a bank we love.

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Who we're looking for

We are looking for a passionate Credit Approver - Assistant Manager/ Senior Officer/ Officer to join our WeLend team.

What you will be doing

Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for personal installment loan applications
Process credit applications according to credit policies and underwriting standards
Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines
Perform verification to detect fraud application and prevent fraud
Participant in projects with the aim of optimizing the credit operation and process

Who you are

About you:

You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you.
You are humble and prioritize the success of the team over your own with an eagerness to help those around you
You don't shy away from challenges and have the ability to bounce back from setbacks

What is required and what we’re looking for:

Higher Diploma or above
Minimum 5 years related experience in personal loan products. With approval delegation is an advantage
Self-initiative and good team player
Excellent interpersonal and communication skills

What we offer