WeLab - Senior Manager, Group Risk - WeLab Group

Senior Level

Hong Kong

Senior Manager, Group Risk

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About Us

WeLab aims to bring joy to everyone’s financial journey. We strive to improve people’s lives by reinventing financial services through game-changing technology. We put our people first, whether it’s our customers or our employees. As the only homegrown Hong Kong fintech to receive a virtual banking license, we aim to reinvent and redefine the banking experience by building a bank we love.

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Who we're looking for

We are looking for an energetic Senior Manager, Group Risk to join our WeLab Group team.

What you will be doing in this role

The ideal candidate is accountable for the assessment, management and mitigation of significant risks, and related opportunities in Mainland China, Hong Kong’s consumer finance unit and from the Group level. The high caliber talent will support the Group CRO in the Company’s risk management operations, including managing, identifying, evaluating, reporting and overseeing the Company’s credit and operational risks.

To formulate the Group’s risk policies based on the Group and Businesses Units Risk Appetite statement and ensure the risk tolerances/loss norm is met
To implement and oversee the strategy and infrastructure for the identification, assessment, management, and control of risk across China & Hong Kong Consumer Finance unit
To oversee operational and other matters with particular emphasis on credit risk, like credit approval and collections
To lead review independently on credit performance of portfolio, construct and review credit analysis conducted and provide feedback to improve credit performance
To supervise risk management tools development (e.g., Third Party Data Source Usage) to enhance the big-data infrastructure of the Company
To provide specialist support and advice to the appropriate business units for improving the risk assessment and risk management framework across the Company

Who you are

About you:

You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
You are comfortable with ambiguity and extremely resourceful (in your past life you could've been a detective)
You always find a way to get things done without sacrificing the quality of your work, integrity and values. No task is off limits for you.
You are humble and prioritize the success of the team over your own with an eagerness to help those around you
You don't shy away from challenges and have the ability to bounce back from setbacks

What is required and what we’re looking for

University degree holder or above in Business Administration, Finance, Risk Management, Statistics, or other related disciplines
10+ years’ experience in risk policy, analytics and/or credit operation
Knowledge of credit analysis and credit management
Strong organizational skills
Experience in development/review of IFRS9 ECL model is a plus
Excellent communication skill and interpersonal skill
Able to work in a fast-paced team environment; can deliver under considerable time pressure with attention to detail and accuracy
Knowledge of SAS or Python preferred
Proficient in spoken and written English and Chinese (Mandarin)

WeLab Perks

Competitive salary
Learning and development stipend, because we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
Work hard and laugh lots (chicken wings and french toast, etc.) with a high-performing, fun and diverse team
Happiness Dollars for spending on anything that makes you happy
Coffee stipend
Conveniently located office surrounded by diverse and delicious lunch options
Lively office with gaming consoles and a ping pong table
Fun extracurricular activities with your colleagues like hiking, yoga, badminton, wine tasting, dragon boat racing, rock climbing, etc.
Employee referral bonuses